Worker’s Compensation Insurance
No employer likes to think about employees injuring themselves while representing the company, but it can and does happen. Whether it’s a sudden accident or a chronic work-related ailment, you can’t afford not to be covered when you’re suddenly required to provide wage replacement and medical benefits.
Is worker’s compensation insurance mandatory? You betcha – if you have a certain number of employees on your payroll. The laws protecting the welfare of employees differ from state to state, but typically they require coverage. You need to be protected and we’re here to help.
In exchange for an employer’s provision of lost wages and medical benefits, there is the tradeoff of mandatory relinquishment of the employee’s right to sue his or her employer for negligence. The best defense is a good offense. Get and maintain coverage to protect your business.