The motor cycle and the open road are about as American as it gets.
But bikes also represent high risk when it comes to the safety of the driver and his or her passenger. Motorcycle laws differ from state to state, and our agents are well-versed in the specifics.
The Insurance Institute for Highway Safety (IIHS) reports that 19 states (and the District of Columbia) have laws requiring all motorcyclists to wear a helmet, known as universal helmet laws. Laws requiring only some motorcyclists to wear a helmet exist in 28 states. Three states (Illinois, Iowa, New Hampshire), do not have motorcycle helmet use laws.
In Florida, a person over 21 years of age may operate or ride a motorcycle without wearing a helmet if they are covered by an insurance policy providing for at least $10,000 in medical benefits for injuries incurred as a result of a crash.
Some live to ride. Some ride to live. Either way, ride with confidence knowing your well-covered.